That this House notes with concern the growing complexity of the student loan system in England, including differing repayment thresholds, interest rates and write-off periods, which make it difficult for prospective students to understand their long-term financial obligations; further notes that many young people enter higher education without clear knowledge of how repayments are calculated or how interest accrues; recognises that financial education in schools does not adequately prepare students to assess the long-term implications of student finance decisions; and calls on the Government to improve transparency through clearer, standardised loan information and to embed comprehensive, impartial education on student finance within secondary schools and sixth forms to ensure informed decision-making.
